The Jonses are a lie...

@carbonfinance nailed it!!!

We have had multiple salary increases in our household over the years BUT we continued to keep our expenses the same AND use the extra money to pay off all debts AND are currently using the extra funds to pay our mortgage off COMPLETELY.

In doing so, our 20 year mortgage has turned into a 5 year mortgage at our current rate of progress... Which means in 1 more year, we will be 100% #debtfree. #LIBERATING!

So when you get that raise... Pause and ask yourself, do you want more debt and expenses that you will commit to for YEARS and live under the worry of losing said income OR would you rather #invest that additional income towards YOUR #financialfreedom?

You can keep up with the Joneses and look rich but actually be broke.